The operator of this website "https://www.ioucreditnetwork.com" is NOT a lender or a broker, does not make offers for loans and does not charge you for any service or products. This site allows you to submit your information to our network of top lenders to determine if they may be able to offer you a personal loan ranging from $200 up to $200,000 for personal loans and from $10,000 to $2,500,000 for business loans. The actual amounts, terms, and APR a customer could qualify for will vary based on credit scores, individual lender requirements, and state laws. Not all lenders can provide up to your expected amount, but we can assist you to get loans from different lenders at a time. Services are available in all states. Credit checks may be obtained by some lenders. By using our website, content and services, you agree to our Terms of Use, Privacy Policy, and Disclaimer.
Because IOU-Credit Network is not a lender, we cannot ultimately decide whether or not you are approved for a loan. We also cannot determine or influence the amount of money you may receive from using our referral services, but we can assure that you will get the best loan approvals and best rates out there. The operator of this web site will share the information you provide with our participating lenders, advertisers, networks and other partners who may or may not lend or issue credit.
Providing your information on this website guarantees that you will be chosen by a lender or approved for a loan. Although, we do not act as agents, brokers, or representatives for any of our lenders, and we do not endorse or charge you for any service or product. All information that we collect and share about you is in accordance with our Privacy Policy which we advise you to review before submitting any information using our form to these lenders.
Because each lender is different and IOU-Credit Network, we have no control over the rates and fees each lender charges, but we help to subsidize these rates to best help our customers. we help to carefully review the terms associated with the offer before accepting or declining them on your behalf. Please remember that you are never under any obligation to accept offer from a lender and you can cancel the entire process at any time at your discretion. IUO-Credit Network cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender. For details, questions or concerns regarding your short-term loan, please contact our customer service for assistance. Please note that lender terms may vary, and lenders may use different criteria to determine whether an applicant is eligible for a loan. Not all who submit a request for credit will be chosen by a lender or approved for a loan. If you are not chosen by a lender in the participating lender network, your information may be offered to another participating third-party advertisers and generators for consideration.
It is not our policy to perform credit checks on any of our customers. However, some of the lenders in our network might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lender’s actions. If you do not pay back your loan by the specified due date, we may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating.
The loans that may be offered by a lender are expensive forms of credit and are intended to provide you with short-term financing to solve immediate financial needs and should not be considered a long-term solution. If you are having serious financial issues, it is often best to consult with a professional credit counselor via our customer care email or chat link(s).
Advertising Disclosures https://www.ioucreditnetwork.com is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders and/or lending partners, networks, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for new customers. We always provide you with an offer with the best rates or terms for you. Our website includes all companies or best suitable offers for you. Our loan officers research all available loans options to you.
